:root {
  --page: #f5f8fc;
  --card: #fff;
  --navy: #061a42;
  --blue: #075cf6;
  --teal: #10b8c6;
  --yellow: #ffd447;
  --green: #16c749;
  --green-dark: #07a934;
  --text: #263650;
  --muted: #66758d;
  --line: #dfe7f2;
  --shadow: 0 14px 32px rgba(7, 24, 62, .10);
  --radius: 24px;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  color: var(--text);
  background: linear-gradient(180deg, #fff7d4 0%, #f7f9fc 28%, var(--page) 100%);
  font-family: -apple-system, BlinkMacSystemFont, "Apple SD Gothic Neo", "Pretendard", "Noto Sans KR", "Malgun Gothic", system-ui, sans-serif;
  -webkit-font-smoothing: antialiased;
}
a { color: inherit; }
img { display: block; max-width: 100%; }
.page {
  width: min(100%, 460px);
  margin: 0 auto;
  padding: 0 12px 88px;
}
.hero,
.section,
.footer {
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  overflow: hidden;
}
.hero {
  min-height: 0;
  margin: 0 -12px 10px;
  padding: 16px 20px 18px;
  display: block;
  background:
    radial-gradient(circle at 100% 0%, rgba(255,255,255,.42), transparent 24%),
    radial-gradient(circle at 0% 100%, rgba(255,255,255,.30), transparent 28%),
    linear-gradient(145deg, #ffcf31 0%, #ffd84f 56%, #ffe783 100%);
  border: 0;
  border-radius: 0 0 24px 24px;
}
.brand-row {
  display: flex;
  align-items: center;
  gap: 9px;
  margin-bottom: 13px;
}
.brand-icon {
  width: 44px;
  height: 44px;
  object-fit: cover;
  border-radius: 14px;
  background: rgba(255,255,255,.55);
}
.brand-name {
  margin: 0;
  color: var(--navy);
  font-size: 18px;
  line-height: 1.05;
  letter-spacing: -.06em;
  font-weight: 1000;
}
.brand-sub {
  margin: 4px 0 0;
  color: rgba(6,26,66,.76);
  font-size: 11px;
  letter-spacing: -.03em;
  font-weight: 850;
}
.eyebrow {
  display: inline-flex;
  width: fit-content;
  margin: 0 0 9px;
  padding: 6px 9px;
  border-radius: 999px;
  background: rgba(255,255,255,.56);
  color: #715515;
  border: 1px solid rgba(159,110,0,.16);
  font-size: 11.5px;
  font-weight: 920;
  letter-spacing: -.03em;
}
h1,h2,p { margin-top: 0; }
h1 {
  margin: 0 0 9px;
  color: var(--navy);
  font-size: clamp(31px, 9.3vw, 39px);
  line-height: 1.06;
  letter-spacing: -.08em;
  font-weight: 1000;
}
h1 strong { color: var(--blue); }
.hero-text {
  margin: 0;
  color: #1d2b43;
  font-size: 14.5px;
  line-height: 1.48;
  letter-spacing: -.045em;
  font-weight: 760;
}
.chips,
.mini-tags,
.comment-box div {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
}
.chips { margin-top: 12px; }
.chips span,
.mini-tags span,
.comment-box span {
  border-radius: 999px;
  font-weight: 900;
  letter-spacing: -.04em;
}
.chips span {
  padding: 8px 9px;
  background: rgba(255,255,255,.76);
  color: #22314d;
  font-size: 11.5px;
  box-shadow: 0 6px 13px rgba(95,65,0,.06);
}
.cta {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  width: 100%;
  min-height: 54px;
  padding: 12px 18px;
  border-radius: 999px;
  background: linear-gradient(180deg, #23dc5c 0%, var(--green) 45%, var(--green-dark) 100%);
  box-shadow: 0 16px 28px rgba(7,169,52,.30), inset 0 1px 0 rgba(255,255,255,.28);
  color: #fff;
  text-decoration: none;
  font-size: 16px;
  line-height: 1.15;
  font-weight: 980;
  letter-spacing: -.045em;
}
.cta img {
  width: 30px;
  height: 30px;
  border-radius: 8px;
  background: #fff;
}
.hero-cta { margin-top: 14px; }
.cta-note {
  margin: 9px 0 0;
  text-align: center;
  color: rgba(6,26,66,.78);
  font-size: 13px;
  font-weight: 900;
}
.cta-note::before { content: "🔒 "; }
.section,
.footer {
  margin-bottom: 10px;
  padding: 16px 14px;
  background: rgba(255,255,255,.95);
  border: 1px solid rgba(221,231,244,.95);
}
.section-title {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  margin-bottom: 13px;
}
.section-title b {
  flex: 0 0 33px;
  width: 33px;
  height: 33px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border-radius: 12px;
  background: var(--navy);
  color: #fff;
  font-size: 12px;
  font-weight: 1000;
}
.section-title h2 {
  margin: 0;
  color: var(--navy);
  font-size: 21px;
  line-height: 1.18;
  letter-spacing: -.07em;
  font-weight: 1000;
}
.section-desc {
  margin: -4px 0 13px 43px;
  color: var(--muted);
  font-size: 13.5px;
  line-height: 1.48;
  letter-spacing: -.035em;
}
.pain-list { display: grid; gap: 8px; }
.pain-list p {
  margin: 0;
  display: grid;
  grid-template-columns: 34px 1fr;
  gap: 9px;
  align-items: center;
  padding: 11px 12px;
  border: 1px solid var(--line);
  border-radius: 17px;
  background: #fbfdff;
  color: var(--navy);
  font-size: 14px;
  line-height: 1.38;
  font-weight: 880;
  letter-spacing: -.045em;
}
.pain-list span {
  width: 34px;
  height: 34px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 12px;
  background: rgba(7,92,246,.08);
  font-size: 18px;
}
.yellow-note {
  margin-top: 10px;
  padding: 11px 12px;
  border-radius: 16px;
  background: rgba(255,212,71,.23);
  color: #4d3a09;
  text-align: center;
  font-size: 13.2px;
  line-height: 1.4;
  font-weight: 900;
  letter-spacing: -.04em;
}
.preview-card {
  margin: 0;
  border-radius: 18px;
  border: 1px solid rgba(212,225,241,.95);
  background: #fff;
  box-shadow: 0 10px 22px rgba(7,24,62,.08);
  overflow: hidden;
}
.preview-card img {
  width: 100%;
  height: auto;
  max-height: 260px;
  object-fit: contain;
  object-position: center;
}
.mini-tags { margin-top: 8px; }
.mini-tags span {
  flex: 1 1 calc(50% - 8px);
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 38px;
  padding: 7px 8px;
  border: 1px solid rgba(7,92,246,.20);
  background: rgba(7,92,246,.055);
  color: var(--navy);
  font-size: 12px;
  text-align: center;
}
.reply {
  background: linear-gradient(145deg, #061a42 0%, #0d3470 100%);
  color: #fff;
  border-color: rgba(255,255,255,.10);
}
.section-title.light h2 { color: #fff; }
.section-title.light b { background: rgba(255,255,255,.16); }
.step-line {
  display: grid;
  grid-template-columns: 1fr 16px 1fr 16px 1fr;
  gap: 5px;
  align-items: center;
}
.step-line span {
  min-height: 50px;
  padding: 9px 7px;
  display: flex;
  align-items: center;
  justify-content: center;
  text-align: center;
  border-radius: 15px;
  background: rgba(255,255,255,.11);
  border: 1px solid rgba(255,255,255,.14);
  font-size: 12px;
  line-height: 1.28;
  font-weight: 900;
  letter-spacing: -.04em;
}
.step-line i {
  width: 16px;
  height: 16px;
  position: relative;
}
.step-line i::before {
  content: "›";
  color: rgba(255,255,255,.65);
  font-style: normal;
  font-size: 24px;
  line-height: 16px;
}
.comment-box {
  margin-top: 12px;
  padding: 13px;
  border-radius: 18px;
  background: rgba(255,255,255,.97);
  color: var(--navy);
}
.comment-box p {
  margin: 0 0 9px;
  color: var(--blue);
  font-size: 13px;
  font-weight: 1000;
}
.comment-box span {
  padding: 7px 10px;
  background: #f1f6ff;
  color: var(--navy);
  font-size: 12.5px;
}
.reply small {
  display: block;
  margin-top: 10px;
  color: rgba(255,255,255,.78);
  font-size: 11.8px;
  line-height: 1.45;
  font-weight: 750;
  letter-spacing: -.025em;
}
.trust-list {
  display: grid;
  gap: 8px;
  padding: 0;
  margin: 0;
  list-style: none;
}
.trust-list li {
  padding: 12px 12px 12px 37px;
  position: relative;
  border: 1px solid var(--line);
  border-radius: 17px;
  background: #fbfdff;
}
.trust-list li::before {
  content: "✓";
  position: absolute;
  left: 12px;
  top: 14px;
  width: 18px;
  height: 18px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 999px;
  background: rgba(22,199,73,.13);
  color: #0aa036;
  font-size: 12px;
  font-weight: 1000;
}
.trust-list strong {
  display: block;
  color: var(--navy);
  font-size: 14px;
  letter-spacing: -.045em;
}
.trust-list span {
  display: block;
  margin-top: 3px;
  color: var(--muted);
  font-size: 12.5px;
  line-height: 1.42;
}
details {
  border-radius: 17px;
  background: #fff;
  border: 1px solid var(--line);
  overflow: hidden;
}
.details-card { margin-top: 9px; }
summary {
  cursor: pointer;
  list-style: none;
  padding: 13px 13px;
  color: var(--navy);
  font-size: 14px;
  font-weight: 950;
  letter-spacing: -.04em;
}
summary::-webkit-details-marker { display: none; }
summary::after {
  content: "+";
  float: right;
  color: var(--blue);
  font-size: 21px;
  line-height: 14px;
}
details[open] summary::after { content: "–"; }
details p {
  margin: -3px 13px 13px;
  color: var(--muted);
  font-size: 13px;
  line-height: 1.55;
  letter-spacing: -.03em;
}
.faq details + details { margin-top: 8px; }
.footer {
  box-shadow: none;
  background: rgba(255,255,255,.80);
  color: #718098;
}
.footer-brand {
  margin: 0 0 7px;
  color: var(--navy);
  font-size: 15px;
  font-weight: 1000;
  letter-spacing: -.05em;
}
.footer-notice {
  margin: 0 0 11px;
  font-size: 11.5px;
  line-height: 1.7;
  letter-spacing: -.025em;
}
.footer-links {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
}
.footer-links a {
  color: #4f637d;
  font-size: 12px;
  font-weight: 850;
  text-decoration: underline;
  text-underline-offset: 3px;
}
.floating-cta {
  position: fixed;
  left: 50%;
  bottom: max(14px, env(safe-area-inset-bottom));
  z-index: 50;
  width: min(calc(100% - 26px), 430px);
  min-height: 58px;
  transform: translateX(-50%) translateY(20px);
  opacity: 0;
  pointer-events: none;
  transition: opacity .24s ease, transform .24s ease;
}
.floating-cta.is-visible {
  transform: translateX(-50%) translateY(0);
  opacity: 1;
  pointer-events: auto;
}
@media (max-width: 374px) {
  .page { padding-left: 10px; padding-right: 10px; }
  .hero { padding-left: 14px; padding-right: 14px; }
  h1 { font-size: 30px; }
  .section-title h2 { font-size: 20px; }
  .cta { font-size: 15px; }
  .step-line { grid-template-columns: 1fr; }
  .step-line i { display: none; }
}
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  .floating-cta { transition: none; }
}
/* Compliance-safe additions for Google Ads financial-services review */
.risk-note {
  margin: 9px 0 0;
  padding: 9px 10px;
  border-radius: 14px;
  background: rgba(255,255,255,.66);
  color: rgba(6,26,66,.78);
  font-size: 11.5px;
  line-height: 1.45;
  font-weight: 760;
  letter-spacing: -.025em;
}
.sample-card {
  margin: 0 0 10px;
  padding: 13px 13px 12px;
  border: 1px solid rgba(7,92,246,.14);
  border-radius: 18px;
  background: linear-gradient(180deg, #fbfdff 0%, #ffffff 100%);
}
.sample-card h3 {
  margin: 0 0 9px;
  color: var(--navy);
  font-size: 15px;
  line-height: 1.25;
  font-weight: 1000;
  letter-spacing: -.045em;
}
.sample-card ol {
  margin: 0;
  padding: 0;
  list-style: none;
  display: grid;
  gap: 8px;
}
.sample-card li {
  display: grid;
  grid-template-columns: 78px 1fr;
  gap: 8px;
  align-items: start;
  padding: 9px 10px;
  border-radius: 14px;
  background: #f5f8ff;
}
.sample-card strong {
  color: var(--blue);
  font-size: 12.5px;
  line-height: 1.35;
  font-weight: 1000;
  letter-spacing: -.04em;
}
.sample-card span {
  color: #43536d;
  font-size: 12.5px;
  line-height: 1.45;
  font-weight: 780;
  letter-spacing: -.03em;
}
.operator-info {
  margin: -3px 0 11px;
  padding: 9px 10px;
  border: 1px dashed rgba(79,99,125,.35);
  border-radius: 13px;
  background: rgba(255,255,255,.65);
  color: #4f637d;
  font-size: 11.2px;
  line-height: 1.5;
  letter-spacing: -.02em;
}
.section-head {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  margin-bottom: 13px;
}
.section-no {
  flex: 0 0 38px;
  min-height: 33px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 0 7px;
  border-radius: 12px;
  background: var(--navy);
  color: #fff;
  font-size: 12px;
  font-weight: 1000;
}
.section-head h2 {
  margin: 0;
  color: var(--navy);
  font-size: 22px;
  line-height: 1.2;
  letter-spacing: -.07em;
  font-weight: 1000;
}
.section-head p {
  margin: 5px 0 0;
  color: var(--muted);
  font-size: 13.5px;
  line-height: 1.5;
  letter-spacing: -.03em;
}
.trust-core {
  display: grid;
  gap: 9px;
}
.trust-core article {
  padding: 12px;
  border: 1px solid var(--line);
  border-radius: 17px;
  background: #fbfdff;
}
.trust-core b {
  display: block;
  color: var(--navy);
  font-size: 14px;
  letter-spacing: -.045em;
}
.trust-core span {
  display: block;
  margin-top: 4px;
  color: var(--muted);
  font-size: 12.5px;
  line-height: 1.45;
}
.soft-line {
  margin: 12px 0 0;
  color: var(--muted);
  font-size: 12.5px;
  line-height: 1.55;
}
.cta--secondary {
  min-height: 48px;
  border-radius: 16px;
  font-size: 14px;
}
@media (max-width: 374px) {
  .sample-card li { grid-template-columns: 1fr; }
}